This Privacy Policy outlines how Success Money Mantra (“we,” “us,” or “our”), a platform collects, uses, and protects the personal information of visitors and users of our website, https://successmoneymantra.com (the “Website”), our platform, and the services we provide, including online learning programs, affiliate programs, and reward-based models (collectively, the “Services”). We are committed to protecting your privacy and ensuring the security of your personal information. This policy explains what data we collect, how we use it, with whom we share it, and your rights regarding your information. By using our Services, you consent to the practices described in this Privacy Policy.   

1. Information We Collect:

We may collect the following types of information from you:  

• Personal Information You Provide Directly: This includes information you voluntarily submit to us when you register for an account, enroll in learning programs, participate in affiliate programs, communicate with us, or otherwise use our Services. This may include your name, email address, phone number, date of birth, location, educational background, payment information, and any other information you choose to provide.
• Account and Profile Information: We collect information related to your account activity, including your learning program enrollment, progress, completion status, participation in earning models, rewards earned, affiliate links used, and account preferences.
• Technical and Usage Data: We automatically collect certain information about your interaction with our Website and Services. This may include your IP address, browser type, operating system, device information, referring URLs, pages visited, features used, and the dates and times of your access.   
• Cookies and Similar Technologies: We use cookies, web beacons, and other tracking technologies to collect information about your browsing activities and preferences on our Website. Cookies are small data files stored on your device that help us improve your experience, understand website usage, personalize content, and deliver relevant advertising. You can manage your cookie preferences through your browser settings.   
• Communication Data: We may collect information from your communications with us, including emails and support tickets.

2. How We Use Your Information:

We may use the collected information for various purposes, including:  

• Providing and Managing Our Services: To create and manage your account, enroll you in learning programs, facilitate your participation in earning models, process payments, and offer customer support.
• Verification and Security: To verify your identity, prevent fraud and unauthorized access, and ensure the security of our platform and your account.
• Performance Monitoring and Improvement: To track your learning progress, assess the effectiveness of our programs, analyze platform usage, and improve our Services, content, and user experience.
• Communication: To communicate with you about your account, program updates, earning opportunities, promotions, and other information we think may be of interest to you. This includes responding to your inquiries and providing important notifications.
• Payment Processing: To process payments for program fees and facilitate payouts related to your earnings.
• Compliance with Legal Obligations: To comply with applicable laws, regulations, and legal processes in India.
• Personalization and Recommendations: To personalize your learning experience, recommend relevant programs and content, and tailor our Services to your interests.
• Marketing and Advertising: With your consent where required, we may use your information for marketing purposes, such as sending promotional emails and newsletters about our Services and related offerings. You can opt-out of these communications at any time. 

3. Sharing Your Information:

We may share your personal information with third parties in the following circumstances:

• Service Providers: We may engage third-party service providers to assist us in operating our Website and Services, processing payments, conducting analytics, sending communications, providing customer support, and performing other business functions. These service providers are contractually obligated to protect your information and use it only for the purposes we specify.
• Affiliated Entities: We may share your information for internal business purposes, such as improving our Services and offering you relevant products and services.
• Legal Requirements: We may disclose your information if required to do so by law or in response to a valid legal request, such as a court order or government investigation in India.
• Business Transfers: In the event of a merger, acquisition, reorganization, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity. You will be notified of any such change in ownership or control of your personal information.  
• With Your Consent: We may share your information with third parties for other purposes with your explicit consent.

4. Data Security:

We implement reasonable technical, administrative, and physical safeguards to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. These measures include encryption, secure server storage, and access controls. However, no method of data transmission over the internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your information.

5. Data Retention:

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations in India, resolve disputes, and enforce our agreements. The retention period may vary depending on the type of information and the specific purposes for which it was collected.

6. Your Rights and Choices:

You have certain rights regarding your personal information, including:  

• Access: You have the right to request access to the personal information we hold about you.
• Correction: You can request that we correct any inaccurate or incomplete personal information we have about you.
• Deletion: You can request that we delete your personal information, subject to certain legal exceptions under Indian law.
• Objection to Processing: You may object to the processing of your personal information for certain purposes, such as direct marketing.  
• Withdrawal of Consent: If we rely on your consent to process your personal information, you have the right to withdraw your consent at any time.
• Data Portability: You may have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit it to another controller, where applicable under Indian law. 
  
   
• Cookie Preferences: You can manage your cookie preferences through your browser settings.

To exercise any of these rights, please contact us using the contact information provided below. We will respond to your request in accordance with applicable Indian law. We may need to verify your identity before processing your request.

7. International Data Transfers:

Your personal information may be transferred to and processed in countries other than India. These countries may have data protection laws that are different from the laws of India. By using our Services, you consent to the transfer of your personal information to these countries. We will take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy and applicable legal requirements.

8. Children’s Privacy:

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have inadvertently collected personal information from a child, please contact us immediately, and we will take steps to delete the information. 

9. Links to Other Websites:  

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or the content of these websites. We encourage you to review the privacy policies of any third-party websites you visit.  

10. Changes to This Privacy Policy:  

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements in India. We will post any changes on this page and update the “Effective Date” at the top of the policy. We encourage you to review this Privacy Policy periodically.  

11. Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Support Email: support@successmoneymantra.com